Unique Rewards
Beyond standard cashback and points, many credit cards offer hidden perks and unique benefits that most people overlook. Here are some of the best ones worth knowing about.
Free Museum Access
Bank of America cardholders (credit or debit) can visit more than 225 museums for free on the first full weekend of every month. This is one of the best hidden perks available from any major bank.
TSA PreCheck or Global Entry Credit
Several no-annual-fee travel credit cards cover the cost of TSA PreCheck or Global Entry, saving you up to $100 every 4-5 years and giving you faster security screening at airports.
Priority Pass Lounge Access
The U.S. Bank Altitude Connect Visa Signature is the only no-annual-fee card that provides 4 complimentary Priority Pass lounge visits per year. Airport lounges typically offer free food, drinks, Wi-Fi, and a quiet place to relax.
Free International Cell Data Roaming
U.S. Bank Altitude Connect Visa Signature cardholders receive a complimentary 5 GB, 15-day cellular data roaming package for use in over 175 countries. This perk alone can save you significant money on international trips.
Free Amazon Prime Membership
Navy Federal Credit Union's Flagship Visa Signature card includes a free Amazon Prime membership (valued at $139/year) as a cardholder benefit. The card has a $49 annual fee, making it a net savings of $90 per year for Prime members.
Bonus Cash Back on Gift Cards
Earn up to $250 per year in additional cash back rewards when you shop a wide selection of gift cards at MyGiftCardsPlus.com and pay with your Upromise World Mastercard. This is a great way to stack rewards on top of existing gift card deals.
Small Balance Waiver
Some credit card issuers will waive small remaining balances (typically under $1-$2) on your statement. This can be leveraged strategically, for example by purchasing low-cost digital items and having the balance forgiven, effectively getting them for free.