Best Balance Transfer Cards
Pay down existing debt faster with 0% intro APR balance transfer offers.
#1
Citi Simplicity Card
0% APR for 21 months on balance transfers. No late fees ever.
Annual Fee: $0
21 months 0% APRNo late feesNo penalty rate3% transfer fee
#2
Wells Fargo Reflect
0% APR for 21 months on purchases and balance transfers (up to 3 more with on-time payments).
Annual Fee: $0
Up to 24 months 0%No annual feeCell phone protection3% transfer fee
#3
BankAmericard
0% APR for 21 billing cycles on balance transfers. Simple, straightforward.
Annual Fee: $0
21 billing cycles 0%No annual fee3% transfer feeGood for debt payoff