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Your Finance Guide

Best Signup Bonus Cards

Maximize your first-year value with these cards offering the biggest welcome bonuses. Ranked by bonus value from highest to lowest.

#1

Chase Sapphire Reserve

Premium travel card with 125,000 bonus points. Includes $300 annual travel credit, Priority Pass lounge access, and Global Entry/TSA PreCheck credit.

125,000 Points

Annual Fee: $550

125K pointsPriority Pass$300 travel creditGlobal Entry credit
#2

American Express Platinum

175,000 Membership Rewards points. Access to Centurion Lounges, Delta SkyClubs, 5x flights, and over $1,400 in annual statement credits.

175,000 Points

Annual Fee: $695

175K MR pointsCenturion Lounges5x flights$1,400+ in credits
#3

Chase Marriott Bonvoy Boundless

Earn 5 free night certificates (each up to 50,000 points value) after meeting the spend requirement. Great for hotel stays.

5 Free Nights

Annual Fee: $95

5 free nightsFree night annually15x at MarriottSilver Elite status
#4

Capital One Venture

75,000 bonus miles after qualifying spend. Unlimited 2x miles on every purchase with flexible transfer partners.

75,000 Miles

Annual Fee: $95

75K miles2x everythingTransfer partnersTSA PreCheck credit
#5

Bank of America Atmos Summit

100,000 bonus points on this premium Bank of America travel card. Elevated earn rates on travel and dining.

100,000 Points

Annual Fee: $395

100K pointsPremium travel perksHigh earn ratesLounge access
#6

Bank of America Atmos Ascent

85,000 bonus points. A mid-tier travel card from Bank of America with strong earn rates and travel benefits.

85,000 Points

Annual Fee: $95

85K pointsTravel benefitsLow annual feeStrong earn rates
#7

American Express Hilton

Up to 130,000 Hilton Honors points plus a free night reward. No annual fee makes this excellent for occasional Hilton stays.

Up to 130K + Free Night

Annual Fee: $0

130K Hilton ptsFree nightNo annual fee7x at Hilton
#8

American Express Delta

Up to 125,000 Delta SkyMiles bonus. Includes free checked bag, priority boarding, and companion certificate on select tiers.

Up to 125,000 Miles

Annual Fee: Varies

125K SkyMilesFree checked bagPriority boardingCompanion cert
#9

Chase IHG Rewards Premier

175,000 IHG bonus points. Includes a free night certificate annually, 26x at IHG hotels, and Platinum Elite status.

175,000 Points

Annual Fee: $99

175K IHG pointsFree night annuallyPlatinum Elite26x at IHG
#10

Cardless Qatar Airways

Up to 100,000 Avios miles. Premium earn rates on Qatar Airways purchases, dining, and travel.

Up to 100,000 Miles

Annual Fee: $95

100K AviosQatar perksTravel earn ratesLounge discount

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